Category Archives: Education

GreenSky goes high while Lending Club dredges the sewer

The fintech industry has been rocked by scandal and scandalized by rock-headed missteps. The industry has witnessed the cringeworthy collapse of a number of its previous darlings. Companies like Lending Club and OnDeck, once touted as the next paradigm-shifting tech companies, have buckled under the crushing weight of their own arrogance and folly.

But one company is still standing tall. GreenSky Credit has proven that it has the staying power that its wayward competitors lack. The company has been in business since 2006. And during its 13 years of existence, GreenSky has not changed its business model at all. So powerful is its vision of how lending can be aided through the development of technology that GreenSky has been able to rapidly expand into many new markets, using precisely the same technology and business model that it debuted in the home remodeling sector.

Lending Club should have listened to John Dillinger

The secret behind the success of GreenSky seems almost too obvious to even mention: The company has simply gone where the money is. In this regard, many of the firm’s competitors could have benefitted from the answer that John Dillinger gave when questioned as to why he robbed banks.

Rather than lending to their preferred customer base because that’s where the money is, companies like OnDeck and Lending Club deliberately sought out markets that had long been studiously ignored by mainstream banking, precisely because they are where the money isn’t. While Lending Club and OnDeck sought to change the world and usher in a neo-Marxian utopia of total financial equality, where street people merrily skipped, hand in hand, with Wall Street tycoons, GreenSky was making sensible loans to people who had a good chance of paying them back. While other fintech companies were trying to conjure magical profits using deadbeat relics like NINJA loans and micro-lending, the company was busy creating real value by doing deals where everyone walked away a big winner.

And, today, we see who has emerged victorious and who has been decimated and run over, roughshod. By learning from the past, GreenSky Credit has become the future of fintech.

https://www.forbes.com/sites/greatspeculations/2018/09/05/greensky-now-looks-undervalued-given-strong-q2-performance-alliance-with-amex/#5d78658d5eda

Pain Is No Friend Of The Osteo Relief Institute

Arthritis (osteoarthritis), a degenerative joint disease, is more than discomfort and is one of the main causes of disability. It is a disease process that may affect all your bone joints affecting fifty million adults. According to the Osteo Relief Institute, woman more than men suffer from joint pain which is associated with the aging process (HealthGrades). Arthritis attacks the soft cartilage, which is located amidst the bone joints. The soft cartilage falls away causing the joint bones to rub against each other, with the resulting loss of strength. A common characteristic of arthritis is chronic pain. The person feels both swelling and joint stiffness. There is no cure for arthritis, though an individual who has arthritis can be treated. Improving the quality of life is the treatment goal by managing chronic pain which is done effectively by the Osteo Relief Insitute.

A genetic basis for arthritis points to a family history of arthritis. Additionally, other risks include whether one has had a prior injury to the joints, excessive weight, and age. It is well known that there is a risk of arthritis as a result of a sports injuries to the cruciate ligaments (ACL), fractures to a joint, dislocations, and direct injuries to the cartilage. It is recommended by the Osteo Relief Institute that before a strenuous exercise, it is that you go through a stretching routine. Move around, and a do not stay in the same position throughout the day and stand up, walk and avoid repetitive movements. Stop smoking and lose weight. Arthritis requires physical therapy, and surgery is the last option.

https://www.osteoreliefinstitute.com/knee-osteoarthritis-surgery/

The Osteo Relief Institute (ORT) is multidisciplinary and located throughout the country. Each site is composed of physicians and physical therapists. The number one goal is to avoid the need for surgery. The state of the art technology used by the Institute is FDA approved. The Osteo Arthritis Institute concentrates on sports injuries affecting the knees with the goal of the regular activity. Even minor pains should not be considered normal. The treatments are designed to find where the pain is located to target the treatment.

Check out Osteo Relief Institute on Facebook | Youtube

Career Advancement for Those with Academic and Industrial Interests

Wessex Institute of Technology continues to expand in size and scope as it embarks on offering graduate programming in collaboration with several academic institutions internationally. The areas of strength are research, publishing, short-term courses and conferences.

Research areas include information communications, industrial research and fluid mechanics. Publishing includes science books, monographs and proceedings from specialty conferences held at Wessex.

Specialty presentations include Circular Economy, Security System Integration and Transport and Disaster Risk Management. Information can be obtained by sending email to [email protected] or visit to Wessex.ac.uk/research-studies

What Do They Teach at the Kabbalah Centers?

Theoretically, Kabbalah teachings are believed to have sprouted from the Jewish religion and only became popular with the setting up of the first Kabbalah Center in Los Angeles, California by Phillip Berg. The teachings, most of which are passed on online or through regional centers, have nevertheless taken global root with subscriptions and setting up of centers all across the world. But what do you stand to learn by enrolling to the Kabbalah teachings?

 

  1. How to unravel life’s mystery

Traditionally, the Kabbalah teachings were regarded with utmost secrecy and only taught to devout Jews past the age of 40. Kabbalah teachings are complex and involve decoding life’s true meaning as well as the human being’s relationship and interaction with other forces within the universe. The study lays particular emphasis on astrology holding onto the concept that there exist cosmic powers that control life. The Kabbalah scholars thereby teach individuals how to understand these powers and use them in an attempt to unravel life’s hidden meaning.

 

  1. How to stay in touch with God

Most people consider Kabbalism as a form of religion, but its scholars have consistently published statements to the contrary and only term the study as a complement to the learner’s specific religion. In this regard, unlike most religions that teach the establishment of a direct connection among their believers with God, Kabbalah scholars emphasize that God is beyond human comprehension and only explain the importance of establishing a connection with the essence of God that Kabbalah refers to as light.

 

  1. The teachings about the Klippot

The Kabbalah teachings argue that every individual has a clear and direct connection to a metaphysical-spiritual being whose connections promotes fulfillment in life. They then introduce the concept of the Klippot referring to an imaginative blockade that hinders this connection thereby limiting fulfillment in life. According to the Kabbalah scholars, the study and practice of the Kabbalah teachings and Jewish laws weaken the klippot and in effect promote fulfillment in life. On the other hand, negative thoughts, behaviors, and violence add onto the Klippot thereby leading to confusion in life.